#COMENITY BANK VICTORIA'S SECRET FRAUD HOW TO#
#COMENITY BANK VICTORIA'S SECRET FRAUD FREE#

Soft inquiries: These show up on your credit report when someone checks your credit but you’re not actually in search of new credit.

For example, if you applied for a Victoria’s Secret credit card, Comenity Bank probably triggered a hard inquiry when reviewing your application.

Hard inquiries: These generally appear on your credit report when you apply for new credit, such as credit cards, store cards, or installment loans.

This type of credit check can appear as a hard inquiry or a soft inquiry. You’ll see CB/VICSCRT on your credit report if Comenity Bank ran a credit check to determine whether or not to extend credit to you. Here are some reasons why CB/VICSCRT might be on your credit report: It’s possible for it to show up even if you don’t have a Victoria’s Secret credit account. Why is CB/VICSCRT on my credit report?ĬB/VICSCRT can appear on your credit report for a number of reasons, some negative and some harmless. We’ll discuss the reasons (both legitimate and fraudulent) that CB/VICSCRT might be on your credit report in more detail in the next section. If you’re certain that there’s activity on your credit report under CB/VICSCRT that shouldn’t be there, it’s possible you’ve been the victim of identity theft. If they’re on your credit report, it probably indicates that you have an account with them or they checked your credit. Comenity Bank and Victoria’s Secret are legitimate organizations.

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Get a Free Consultation Is CB/VICSCRT a scam? If you want to remove CB/VICSCRT from your credit report, write to their address:Ĭolumbus, OH 43218-2273 Phone Number: (800) 695-9478 Website: c.ĭisputing an incorrect entry on your credit report can be stressful and difficult. If you see items on your credit report labeled CB/VICSCRT, it means you likely have a line of credit with a Comenity Bank affiliate. Here are some of Comenity Bank’s other affiliates: 6

With rights to more than 145 credit cards, Comenity Bank partners with retailers in a wide range of industries. If Comenity Bank appears on your credit report but you never applied for a Victoria’s Secret card, then you may have an account with one of Comenity Bank’s other affiliates. You may also see items from Victoria’s Secret on your credit report as Comenity Bank/VCTRSSEC.

If you see CB/VICSCRT on your credit report, you probably applied for a store card from Victoria’s Secret. 2Īlliance Data Systems began their partnership with Victoria’s Secret parent company Limited Brands in 1996, and have renewed their agreement multiple times. 1 They are a subsidiary of Alliance Data Systems Corporation, a financial services company.

#COMENITY BANK VICTORIA'S SECRET FRAUD HOW TO#

How to remove CB/VICSCRT from my credit reportĬB/VICSCRT stands for Comenity Bank/Victoria’s Secret.Ĭomenity Bank is a credit card bank that provides co-branded and private-label cards for retailers and online savings accounts for consumers.

How does CB/VICSCRT affect my credit score?.

What is CB/VICSCRT on my credit report?.

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